Can Synchrony Financial (SYF) Add Value To Your Portfolio?


As of Thursday close, Synchrony Financial’s (NYSE:SYF) stock was down -$0.06, moving down -0.20 percent to $30.00. The average number of shares traded per day over the past five days has been 8,072,580 shares. 3 times new highs have been achieved over the past 5 days. In the last twenty days, the average volume was 7,173,995, while in the previous 50 days, it was 6,228,982.

Since last month, SYF stock rose 2.95%. Shares of the company fell to $26.59 on 05/04/23, the lowest level in the past month. A 52-week high of $40.88 was reached on 02/03/23 after having rallying from a 52-week low of $26.59. Since the beginning of this year, SYF’s stock price has dropped by -8.70% or -$2.86, and marked a new high 12 times. However, the stock has declined by -26.62% since its 52-week high.

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SYF stock investors should be aware that Synchrony Financial (SYF) stock had its last reported insider trading activity 84 days ago on Mar 03. Schaller Bart, the of the company, disposed of 11,071 shares for $36.25 on Mar 03. It resulted in a $401,324 divestment by the insider. Juel Carol sold 4,490 shares at an average price of $36.16 on Mar 03. The insider now owns 74,443 shares following the transaction. On Mar 02, Wenzel Brian J. Sr. sold 70,434 shares at $35.48 apiece. The transaction was valued at $2,498,998.

Valuation Metrics

Right now, Synchrony Financial (SYF) has a P/E ratio of about 5.28. The stock’s beta is 1.57. Besides these, the trailing price-to-sales (P/S) ratio of 0.72, the price-to-book (PB) ratio of 1.05, and the price-to-cash flow ratio of 1.90 may also be considered.

The latest dividend of $0.23 per share was paid out, remained unchanged from last year’s $0.23. On Thursday July 21 2022, a $0.01 dividend increase was announced.

Financial Health

According to company report, the long-term debt-to-equity ratio for the quarter ending March 30 was 1.20, and the total debt-to-equity ratio was 1.20. In the year ended March 30, operating margins totaled 65.60%. Based on annual data, SYF earned $15.62 billion in gross profit and brought in $17.15 billion in revenue.

A company’s management is another factor that investors consider when determining the profitability of an investment. In the past year, return on investment (ROI) was 42.90%. Return on equity (ROE) for the past 12 months was 21.30%.

In Synchrony Financial’s quarter-end financial report for March 30, it reported total debt of $14.93 billion. According to the earnings report, the company had a higher net income in the recent quarter than it did in the previous quarter. While analysts expected Synchrony Financial to report $1.46 quarterly earnings, the actual figure was $1.35 per share, beating the consensus estimate by -7.50%. The value of shareholders’ equity is $428.57 million.

Technical Picture

This quick technical analysis looks at Synchrony Financial’s (SYF) price momentum. With a historical volatility rate of 28.82%, the RSI 9-day stood at 62.46% on 25 May.

At present, SYF shares trade +2.21% above its 20-day simple moving average and -8.70% percent below its 100-day simple moving average. However, the stock is currently trading approximately +3.81% above its SMA50 and -11.50% below its SMA200.

Stochastic coefficient K was 76.76% and Stochastic coefficient D was 85.23%, while ATR was 0.84. Given the Stochastic reading of 71.46% for the 14-day period, the RSI (14) reading has been calculated as 57.89%. As of today, the MACD Oscillator reading stands at 0.72, while the 14-day reading stands at 1.52.

Analyst Ratings

Synchrony Financial (SYF) has been rated Overweight by analysts. According to 3 brokerage firms, SYF is a sell, and 7 firms recommend it is a Hold. There are 1 analyst who say the stock is underweight. A total of 1 analyst rate Synchrony Financial stock as buy, with 11 recommending it as overweight.

With a median target price of $36.00, the current consensus forecast for the stock is $24.00 – $51.00. Based on these forecasts, analysts predict Synchrony Financial (SYF) will achieve an average price target of $36.43.


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