Is Voya Financial Inc. (VOYA) A Risky Investment?


Voya Financial Inc. (NYSE:VOYA) finished Friday with a subtraction of -$0.91 to close at $61.49, a downside of -1.46 percent. An average of 828,580 shares of common stock have been traded in the last five days. There was a gain of $0.64 in the past week, and it reached a new high 9 times over the past 12 months. The last 20 days have seen an average of 1,246,815 shares traded, while the 50-day average volume stands at 1,307,316.

VOYA stock has decreased by -6.81% in the last month. The company shares reached their 1-month lowest point of $58.83 on 12/16/22. With the stock rallying to its 52-week high on 01/18/22, shares of the company touched a low of $56.20 and a high of $74.97 in 52 weeks. It has reached a new high 8 times so far this year and lost -7.27% or -$4.82 in price. In spite of this, the price is down -17.98% from the 52-week high.

Will You Miss Out On This Growth Stock Boom?

A new megatrend in the fintech market is well underway. Mobile payments are projected to boom into a massive $12 trillion market by 2028. According to Motley Fool this growth stock could "deliver huge returns." Not only in the immediate future but also over the next decade. Especially since the man behind this company is a serial entrepreneur who has been wildly successful over the years.

And this is just one of our 5 Best Growth Stocks To Own For 2023.


Insider Transactions

VOYA stock investors should be aware that Voya Financial Inc. (VOYA) stock had its last reported insider trading activity 26 days ago on Dec 05. In this transaction, the insider spent $239,308., Ferrara Nancy, disposed of 10,000 shares at a price of $68.00 on Nov 07. The insider now owns more than $680,000 worth of shares. Prior to that, Katz Michael Robert went on to Sale 1,472 shares at $66.18 each on Nov 03. An amount of $97,417 was transacted.

Valuation Metrics

Voya Financial Inc. (VOYA) has a trailing price-to-earnings (P/E) ratio of 10.34. The stock’s beta is 1.15. Other valuation ratios to consider include the trailing price-to-sales (P/S) ratio at 0.97, the price-to-book (PB) ratio at 1.47, and the price-to-cash flow ratio at 4.94.

The company has a payout ratio of 12.30%. The company’s most recent quarterly dividend payment was $0.20 a share, without any change from last year. Its latest increase dividend $0.16 reported on Thursday April 28 2022.

Financial Health

Further, the company has a long term debt to equity ratio of 0.51 and a total debt to equity ratio of 0.55 for the quarter ending June 29. Its gross profit as reported stood at $2.78 billion compared to revenue of $4.23 billion.

For investors, determining the potential profitability of the investment also depends on the performance of the company’s management. In the past 12 months, Voya Financial Inc.’s return on assets was 0.40%.

Earnings Surprise

For the three-month period that ended June 29, Voya Financial Inc. had $2.09 billion in total debt. In the quarter under review, the net income was down than the previous quarter. The company posted a net income of $193.0 million in the quarter, while revenues were grew 26.42%. The analyst consensus anticipated Voya Financial Inc.’s latest quarter earnings to come in at $1.2 per share, but it turned out to be $1.67, a 39.20% surprise. For the quarter, EBITDA amounted to $144.0 million. At the end of the quarter ending June 29, Voya Financial Inc.’s stock balance sheet showed total debt was $3.91 billion. Shareholders own equity worth $97.17 million.

Technical Picture

From a technical analysis perspective, let’s take a brief look at Voya Financial Inc. (VOYA) price momentum. RSI 9-day as of the close on 30 December was 48.98%, suggesting the stock is Neutral, with historical volatility in this time frame at 37.75%.

As of today, VOYA’s price is $61.40 +1.05% or $0.64 from its 5-day moving average. VOYA is currently trading -6.34% lower than its 20-day SMA and +0.79% higher than its 100-day SMA. However, the stock’s current price level is -4.21% below the SMA50 and -6.01% below the SMA200.

The stochastic %K and %D were 45.40% and 41.96%, respectively, and the average true range (ATR) was 1.50. With the 14-day stochastic at 46.75% and the average true range at 1.54, the RSI (14) stands at 47.38%. The stock has reached 0.37 on the 9-day MACD Oscillator while the 14-day reading was at 0.30.

Analyst Ratings

Piper Sandler upgraded Voya Financial Inc. (NYSE: VOYA) to a an Overweight rating in its most recent analyst report. Previously, the stock was rated as a Neutral.


Please enter your comment!
Please enter your name here