What The Financials Tell Us About Regions Financial Corporation (RF)


Regions Financial Corporation (NYSE:RF) finished Thursday with an addition of $0.37 to close at $21.62, an upside of 1.74 percent. An average of 4,268,640 shares of common stock have been traded in the last five days. There was a gain of $0.58 in the past week, and it reached a new high 9 times over the past 12 months. The last 20 days have seen an average of 7,600,035 shares traded, while the 50-day average volume stands at 7,718,124.

RF stock has decreased by -5.63% in the last month. The company shares reached their 1-month lowest point of $20.38 on 12/16/22. With the stock rallying to its 52-week high on 02/16/22, shares of the company touched a low of $18.01 and a high of $25.57 in 52 weeks. It has reached a new high 8 times so far this year and lost -0.83% or -$0.18 in price. In spite of this, the price is down -15.45% from the 52-week high.

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Valuation Metrics

Regions Financial Corporation (RF) has a trailing price-to-earnings (P/E) ratio of 10.76. The stock’s beta is 1.24. Other valuation ratios to consider include the trailing price-to-sales (P/S) ratio at 4.36, the price-to-book (PB) ratio at 1.49, and the price-to-cash flow ratio at 10.86.

The company has a payout ratio of 33.60%. The company’s most recent quarterly dividend payment was $0.20 a share, without any change from last year. Its latest increase dividend $0.03 reported on Wednesday July 20 2022.

Financial Health

Further, the company has a long term debt to equity ratio of 0.17 and a total debt to equity ratio of 0.17 for the quarter ending September 29. Its gross profit as reported stood at $3.91 billion compared to revenue of $4.08 billion.

Earnings Surprise

For the three-month period that ended September 29, Regions Financial Corporation had $2.27 billion in total debt. The analyst consensus anticipated Regions Financial Corporation’s latest quarter earnings to come in at $0.59 per share, but it turned out to be $0.43, a -27.10% surprise. At the end of the quarter ending September 29, Regions Financial Corporation’s stock balance sheet showed total debt was $5.97 billion. Shareholders own equity worth $934.45 million.

Technical Picture

From a technical analysis perspective, let’s take a brief look at Regions Financial Corporation (RF) price momentum. RSI 9-day as of the close on 29 December was 54.14%, suggesting the stock is Neutral, with historical volatility in this time frame at 14.44%.

As of today, RF’s price is $21.32 +2.76% or $0.58 from its 5-day moving average. RF is currently trading -6.85% lower than its 20-day SMA and +1.69% higher than its 100-day SMA. However, the stock’s current price level is -0.18% below the SMA50 and -5.13% below the SMA200.

The stochastic %K and %D were 41.20% and 37.60%, respectively, and the average true range (ATR) was 0.51. With the 14-day stochastic at 48.34% and the average true range at 0.55, the RSI (14) stands at 50.14%. The stock has reached 0.38 on the 9-day MACD Oscillator while the 14-day reading was at 0.18.

Analyst Ratings

DA Davidson launched coverage on Regions Financial Corporation (NYSE: RF) in its analyst report released on December 21, 2022. The firm assigned the stock a Buy rating.


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